Life insurance is arguably the most important financial investment you can make in the lives of the people you love. We help you assess the various protections your loved ones need so you can feel confident that their financial security is taken care of.
Your need for life insurance varies with your age and responsibilities. It is a very important part of financial planning. There are several reasons to purchase life insurance. You may need to replace income that would be lost with the death of a wage earner. You may want to make sure your dependents do not incur significant debt when you die. Life insurance may allow them to keep assets versus selling them to pay outstanding bills or taxes.
Consumers should consider the following factors when purchasing life insurance:
Medical expenses previous to death, burial costs and estate taxes;
Support while remaining family members try to secure employment; and
Continued monthly bills and expenses, day-care costs, college tuition and retirement.
Covers the cost of repairs or replacement if your vehicle is damaged or stolen.
Protects you against legal liability for injuries or damages you cause to others in an accident.
Pays for medical expenses for you and your passengers after an accident. Uninsured Motorist Coverage: Provides protection if you're involved in an accident with an uninsured or underinsured driver.
Reduces stress by ensuring you're covered in the event of an accident or unexpected incident.
Meets legal requirements for driving, avoiding fines and penalties.
Often includes benefits like roadside assistance, towing, and rental car coverage.
