Your living space is your sanctuary and the center of your life. It is important to do everything you can to protect it. At Calloway Insurance, we find the right coverage options that fit your specific needs to ensure your home is protected from common home-related incidents.
Homeowners insurance is protection for your home that helps cover repairs or replacements to your home’s structure, belongings and even covers you if you’re liable for injury to another person or damage to their property.
Your standard home insurance policy includes essential coverages that offer protection from a specific set of common damages. You have the option to customize your policy and purchase additional coverages as they fit your unique needs.
Your homeowner’s policy helps cover property damage from things like fire, lighting, windstorms, hail, explosions, smoke, vandalism and theft.
If you can’t live in your home due to a covered loss, we’ll help cover temporary housing expenses while it’s being repaired.
Personal property coverage protects the possessions inside your home — iPads, laptops, TVs, jewelry, artwork, collectibles, tools, firearms, etc. However, each policy has a limit on this coverage. Talk to your agent about adding scheduled property coverage and replacement cost value coverage so your items will be replaced at their current cost — it’s a great idea if you have valuable jewelry or collectibles.
You’ll also have liability protection, so if someone is accidentally hurt on your property and you’re legally liable, your liability coverage will help cover costs of medical expenses or resulting legal fees.
Covers the cost of repairs or replacement if your vehicle is damaged or stolen.
Protects you against legal liability for injuries or damages you cause to others in an accident.
Pays for medical expenses for you and your passengers after an accident. Uninsured Motorist Coverage: Provides protection if you're involved in an accident with an uninsured or underinsured driver.
Reduces stress by ensuring you're covered in the event of an accident or unexpected incident.
Meets legal requirements for driving, avoiding fines and penalties.
Often includes benefits like roadside assistance, towing, and rental car coverage.
