Commercial Auto Insurance comes in many shapes and sizes, ranging from trucking on major highways to food trucks downtown. Each of these businesses is tied together by the same idea, your vehicles are the way you keep your business running. Because of that, protection for any damage they cause, or caused to them can be a major impact on your operations. Commercial auto can help ensure that the cost to keep your vehicles on the road doesn’t stop you from growing.
Commercial Auto Insurance should be necessary for any business that relies on vehicles as a main part of its business. That includes any trucking, rental car businesses, food trucks, taxi services, tour services, and more. However, it also can apply to any businesses that uses cars for deliveries or employee transportation, even if that’s just a small part of your business.
Commercial Auto covers many of the same things that a regular auto policy covers, such as collision, property damage, bodily injury, uninsured motorist and more. However, because commercial vehicles often have multiple different drivers, operate during specific time frames, and you may have more than one, the considerations that go into the policy are different. Talk with Customized Insurance Brokers today about a Commercial Auto policy.
Covers the cost of repairs or replacement if your vehicle is damaged or stolen.
Protects you against legal liability for injuries or damages you cause to others in an accident.
Pays for medical expenses for you and your passengers after an accident. Uninsured Motorist Coverage: Provides protection if you're involved in an accident with an uninsured or underinsured driver.
Reduces stress by ensuring you're covered in the event of an accident or unexpected incident.
Meets legal requirements for driving, avoiding fines and penalties.
Often includes benefits like roadside assistance, towing, and rental car coverage.